SANTANDER CONSUMER USA, INC – $86,861.00/Year

Masters Degree in Finance, Financial Engineering, or related field, plus two years of experience in the offered position or as a Credit Risk Analyst or Associate.br br All of the required experience must have included developing statistical models to predict vehicle depreciation and offlease residual values, with focus on zero emissions vehicles and battery tech; understanding strategic residual value risk capabilities to develop models or perform analysis to mitigate residual losses through direct sale programs vehicles in loss position or pullahead programs vehicles in gain position; developing SAS models using PROC REG, PROC GLM, and PROC ARIMA modelling packages; performing credit analysis to understand and track residual and market risk and evaluate related risk exposures; conducting data mining and analytics to develop credit risk policy; and analyzing risk and providing recommendations andor resolutions to minimize risk.